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What is a Managed Fund?

Interest rates are at historic lows.
This means traditional Kiwi tools like term deposits are no longer working as hard as they used to.
But there’s another way.
It’s called a Managed Fund - an investment option to help you save that usually generates greater returns than term deposits over the long term.
Choose a fund to suit your investment timeframe, savings goal and attitude to risk: Conservative, Balanced or Growth.
Each fund invests in different amounts of cash, fixed interest, shares and other growth investments.
Learn more about Kiwi Wealth’s Managed Funds in the Product Disclosure Statement.
*Average 1 year term deposit rate as of 1 January 2021.
**Returns are after fees and before tax and have been annualised for the two year period to 28 February 2021. Past performance is not a guarantee of future returns.
TERM DEPOSIT
0.89% return*
CONSERVATIVE
5.06% return**
BALANCED
9.78% return**
GROWTH
13.20% return**

The Kiwi Wealth difference

No fixed terms

Invest when you want to and withdraw when you need to. Contribute as little or as much as you like ongoing – with zero penalties.

Accessible investing

You can start investing from as little as $100.

On your terms

Conservative, Balanced, and Growth fund options to suit your investment timeframe, savings goal, and attitude towards risk.

Expertly managed

Well diversified actively managed funds to navigate both market ups and downs.

Government backed

We're the largest New Zealand owned KiwiSaver provider. Owned by NZ Post, ACC and the NZ Super Fund - the same people who own Kiwibank.

Do it online

Open an account in just a few minutes, all you need is your NZ Drivers Licence or NZ Passport and IRD number.

What fund suits you?

CONSERVATIVE

Up to 20% in shares and other growth investments with the rest in cash and fixed interest.

Minimum suggested timeframe:
1 to 5 years

BALANCED

Up to 70% in shares and other growth investments with the rest in cash and fixed interest.

Minimum suggested timeframe:
5 to 10 years

GROWTH

Up to 100% in shares and other growth investments with the rest in cash and fixed interest.

Minimum suggested timeframe:
10+ years

Still not sure which fund is right for you? Use this handy tool from Sorted to figure out which fund suits your needs.

Learn more about Kiwi Wealth Managed Funds

After some help?

Live chat with our customer services team.

More than $500k to invest?

If you would like access to a personal wealth adviser, contact us to arrange a call.

Still not sure? Learn more by subscribing to our 5 part email series where we bust some of the myths around investing: